Well, a quick introduction from this old scrote from N. Staffs. I'm an active member on two other sites (BBS and AAOC) for several years now. I was formerly a Mortgage Broker, but alas that went pear shaped last year and there's been nothing since. I see a couple of names I recognise Charlts (Ryan Charlton) and D Martin (Dave) at first glance. There's probably many others that I've chatted with over the years. Cheers, Steve C.